February 15, 2026
How CFOs and CIOs Can Align on Technology Risk and Spend
CFOs and CIOs want the same thing: predictable, defensible investment.
What Cyber Insurance Underwriters Expect in 2026
Cyber insurance has shifted from questionnaires to verification. Underwriters now require continuous proof of enforcement, monitoring, and response to reduce risk and support claims.
Alex Pernando S.
January 19, 2026
Insurance Is No Longer a Questionnaire
Cyber insurance has changed.
In 2026, underwriters expect verification, not statements.
They want proof of:
- MFA enforcement
- Endpoint protection
- Incident response actions
- Continuous monitoring
- Clear timelines
Claims are denied not because companies lied.
They’re denied because companies couldn’t prove enforcement.
Organizations that maintain continuous evidence and automate control validation experience smoother renewals, fewer follow-up questions, and stronger claim outcomes.
Insurance is no longer separate from security.
It is now an extension of your security program.
If your controls can’t be proven automatically, you’re carrying more risk than you think.
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